Visa Credit Cards

EPB Employees Credit Union offers its members the Visa Credit Card. Shown below are fees of:
  • 3% or $5, whichever is greater for Cash Advances (including ATM advances & Visa Checks)
  • 3% or $5, whichever is greater, for a Balance Transfer
  • $10 for a Telephone Payment through the automated service
  • $25 for a Late Payment
  • $1 per page for Statement Copies
  • $10 for Card Replacement Due To Loss
  • $30 to Express Ship a Card (2-day shipment)
  • 1% to USD Foreign/International Transaction Fee
  • $10 for Over-the-limit

Also note that there is:
  • a twenty-five day grace period.
  • a minimum monthly payment of 5% of outstanding balance, or $10, whichever is greater.
  • no annual fee.
  • an iInterest calculation computed on the average daily balance.
  • a line of credit (credit limit) that is dependent on income and credit qualifications. The credit limit minimum amount is $500; the credit limit maximum amount is determined by credit score less any outstanding signature loan balance(s).
  • The 12.00% interest rate is the same for both cards. Just stop by for an application or ask us to send you one.
Credit Card Rates

Online Security

Going on-line via the Internet? Protect your Visa credit card by creating a personal password as unique as you are.

Verified by Visa Logo

VERIFIED by VISA helps to ensure that only you can use your Visa card to buy online. Register today! It just takes a few minutes to activate. Just click on the logo above.

Important Contact Information

Questions About Your Card

Please telephone Fidelity National Information Services at 1-800-299-9842. Or, contact the Credit Union at (423) 648-3413.

Send Written Inquiries To

Customer Service, P. O. Box 30495, Tampa, FL 33630-3495

Report a Lost or Stolen Card

Please telephone Fidelity National Information Services, our agent's 24-hour emergency line, to report a lost or stolen card.

Call card security at 1-800-325-3678.

Also, please contact the Credit Union (423) 648-3413 as soon as possible.

Mail a Payment

Make your check payable to Visa. Mail your payment to:
P. O. Box 4521
Carol Stream, IL 60197 - 4521